lists all topics related to reinsurance, life insurance, quotes & rates, liability insurance, carriers, agents & brokers, claims.

Posts Tagged ‘Auto Insurance’

Best Way To Get Cheap Car Insurance

Wednesday, May 9th, 2012

In US states car insurances are mandatory and almost every citizen who has acquired the age of having a driver’s license has insurance coverage. Insurance policies come in varied premiums, rates or quotes, but everyone can not afford to get the best car insurance coverage for themselves and their family. They settle down with some cheap car insurance policy.

Insurance policies are, nowadays, easily available on internet. All on has to do is connect to the internet and visit the websites offering such car insurances. The websites can even provide you with the company names available in a particular state. A person can evaluate and compare the rates of car insurance policies offered by different companies and then decide to choose the insurance policy that suit his needs best.

With the easy availability of the insurance policies all over the country, people are more prone to fall into traps. They need to remember cheap items are seldom good ones. Therefore, instead of going for these plans a person must go for those plans which are affordable for him. To get cheap car insurance for his already existing car one must follow the following steps:

1. Theft devices like window sketching often get a person additional discounts. Most of the new cars have theft devices which are either automatic and can be started at the touch of a button.

2. Sometimes multiple car insurance can offer a huge discount. Therefore, if a person has two cars then he can get both of them insured at the same time. This way he can get the second car insured at a very less price.

3. In those cases when a person wants to store his car for a specific period of time, he can get comprehensive storage coverage and save on the liability coverage cost as it is unlikely that the car will meet with a collision during that storage time.

4. Another way to get cheap car insurance is by getting a group discount for a car and purchasing lower Liability, Collision, Comprehensive, or Medical Payments Coverage.

Follow these top ways to get cheap car insurance and save a lot.

Getting the Best Auto Insurance Price

Wednesday, December 9th, 2009

When you get a new auto, or your auto insurance runs out, you want the best auto insurance price you can get. The fact is that if you are not careful, you could end up paying 20-50 per cent more to insure your auto than you need to. Nevertheless, the auto insurance business is very competitive, and you can get very low rates. To get a good auto insurance price, you need to shop around, and get at least three quotes, and preferably more. You could get on the phone, as most insurers have freephone numbers, or you could just leave it to a broker to get the best price. Or you can use the internet. These are the choices.

There are some disadvantages with either using a broker or shopping around by phone. First, you are not likely to get to all the best auto insurance prices. The Yellow Pages are never completely up-to-date, so if you rely on that source for insurers you may not reach a new, competitive company. If you leave it to a broker, you will only get quotes from companies the broker deals with – not every insurer. In fact, some insurance companies deal only directly with the public and do not use brokers at all. Because they do not pay the broker a fee, you usually get a better price, and these companies are hungry for your business, which is good news for you.

The most up-to-date place to find auto insurance prices is clearly the Internet. But this is one case where you may not get the best answer by Googling for auto insurance quotes one by one. The reason for this is that many of the websites listed are not actually insurers nor brokers but directories of insurance companies – and these sites are not always updated regularly. Also, you will be surprised to see quite a few sites that are out of date.

You really want to get to a quicker way, where you can be sure that the source of auto insurance prices has can access a large number of insurers. There are a number of sites that do this. You just key in your details and you will get a great comparison of quotes, giving you the best auto insurance prices.